Debt Consolidation
I am on the phone with a debt consolidation consultant right now. His name is Jon Foley , and he was recommended by someone in Business Debtor Anonymous . I had to sign up for their credit reporting service, Smart Credit, which costs $25/month. I paid it for now, and I'll need to remember to cancel it. Actually, Jon says he'll check back in with me before the next month and help me cancel it. I have an American Express card with a balance of $10,000-ish that isn't on my credit report. So does that mean that I don't owe it? It sounds like they have a window to pursue the debt after the business is officially dissolved. I will make sure the paperwork is all correct with WA state to officially dissolve the business. Since it's not showing on my credit report, Jon says that I'm not a personal guarantor of the debt. With AmEx, I accepted their offer to enroll in their program to help me. The terms of ...